Workers’ Compensation Insurance


California Workers’ Compensation has seen dramatic changes in recent years and Prendiville Insurance Agency has been active participants in these transformations. As the Administrative Agent for the KFC Safety Association and the Automotive Safety Association, we have saved hundreds of policyholders thousands of dollars. Additionally we have provided valuable safety measures furthering the goal of premium savings.
Prendiville Insurance Agency specializes in designing Workers’ Compensation policies for your distinct and unique business. We create policies for many specific industries, including:

  • Food Service
  • Artisan Contractors
  • Light Manufacturing
  • Agriculture
  • Printing Industry
  • Wholesalers
  • Automotive Repair
  • Retail Trade
  • Service Industries
  • Hotels and Motels
  • Restaurants
  • Homeowners Associations

A Workers’ Compensation policy from Prendiville Insurance Agency includes these added services as part of our program to help you control costs and reduce premiums:
Bill Review: We review every bill to check pricing, appropriateness of the treatment and the billing overlap. This saves our clients unnecessary charges each year.

Loss Control Services: Our loss control programs can assist you in reducing the frequency and cost of injuries. We offer posters, videos, brochures and in-house meetings to reinforce Workers’ Compensation safety programs, raise employee awareness and meet legal requirements.

Fraud Control: Our claims representatives are trained to identify and react when they see “red flags,” which indicate a claim needs further investigation.

Classification Review: We’ll review your individual classifications and operations to make sure payroll, sales, and other variables are correctly classified and you are charged the correct premium.

Premium Audit Service: Our auditors will help you understand premium classifications as well as forecasting future premium costs. They also assist in making sure your premium is calculated at the correct rate.

Claims Specialists: Our specialized claims representatives handle only Workers’ Compensation claims. They review medical expenses, initiate early return-to-work programs, facilitate rehabilitations and manage legal costs.

Same-Day Four-Point Contact: On the day the claim is received, our claims representatives are committed to achieving same-day contact with the employee, employer, medical provider and agent. This insures that benefits begin as soon as possible and that questionable claims are investigated early in the process.

The underlying strategy of our Workers’ Compensation program is to establish a partnership among the four participants: the injured employee, the employer, the medical provider and Farmers. Our goal is to deliver the correct benefits quickly and efficiently at a fair cost.

Call one of the experts at Prendiville Insurance Agency and let us design a specific policy for your unique needs that will insure you accurately, properly, and easily! When you call Prendiville Insurance Agency, you are always greeted with a live, in-office licensed agent who will take care of your needs immediately.